The "Dealer's Choice" Program Store Pac Property and Liability Package Policy Covenience Store with Gas Sales Classification   Kiosk   Carwash   24 Hour   Liquor and Restaurant exposures Special Form, replacement cost with no coinsurance Highlights of property coverages automatically;   Money & Securities   Employee Dishonesty   Business Income Y2K property exclusion Power Pac Endorsement General Liability Medical Payments Fire Damage Legal Liability Limited Pollution exclusion Hired & Non-Owned Automobile Garage Pac Property and Liability Package Policy Convenience Store with Gas Sales Classification (*auditable)   Full Service Repair   Incidental Towing   Kiosk   Car Wash   24 Hour   Liquor and Restaurant exposures In addition to the above core coverages for the Store Pac, the Garage Pac includes:   Employees Tools Coverage   Garagekeepers Liability - Direct Primary or Legal Liability (limit selected) Optional Coverages in Store Pac and Garage Pac Policies Small Business Computer Energy Equipment Breakdown Employee Benefits Liability Food Spoilage Flood Earthquake Liquor Liability (when applicable; if alcoholic beverages are sold) Automobile Policy Light and Medium Tow Trucks Light Commercial, Local Use Vehicles Available auto endorsements:   Hired Auto Physical Damage   Non-Owned & Hired Liability   Rental Reimbursement   Towing Workers' Compensation Policy Statutory limits and options available, as permitted by State Umbrella Policy Limits available from $1 - $10 million Excess Liability coverage over and above:   Package premisses and liability, (liquor liability - if applicable)   Hired & Non-Owned Liability   Workers' Compensation Employers Liability